PENGARUH PEMBIAYAAN MURABAHAH DAN MUSYARAKAH TERHADAP PROFITABILITAS PADA BPR HIKMAH WAKILAH

Authors

  • Eliana Eliana Dosen Sekolah Tinggi Ilmu Ekonomi Sabang (STIES) Banda Aceh
  • Nurbismi Nurbismi Dosen Sekolah Tinggi Ilmu Ekonomi Sabang (STIES) Banda Aceh

DOI:

https://doi.org/10.33143/jecs.v5i1.410

Abstract

Abstrak

Penelitian ini bertujuan untuk; (1) menguji pengaruh pembiayaan murabahah dan musyarakah secara bersama-sama terhadap profitabilitas pada BPR Hikmah Wakilah (2) menguji pengaruh pembiayaan murabahah terhadap profitabilitas pada BPR Hikmah Wakilah. dan (3) menguji pengaruh pembiayaan musyarakah terhadap profitabilitas pada BPR Hikmah Wakilah. Penelitian ini merupakan penelitian sensus. Populasi dalam penelitian ini adalah BPR Hikmah Wakilah dan data yang digunkan  laporan keuangan triwulan (per Desember) selama tahun 2013-2017 berturut-turut. Sumber data yang digunakan dalam penelitian ini meliputi data primer dan data sekunder. Sedangkan teknik pengumpulan data penelitian dilakukan dengan teknik dokumentasi. Metode analisis yang digunakan yaitu Analisis Regresi Linear Berganda. Hasil penelitian menunjukkan bahwa; (1) pembiayaan murabahah dan musyarakah berpengaruh secara bersama-sama terhadap profitabilitas BPR Hikmah Wakilah. (2) pembiayaan murabahah berpengaruh positif terhadap profitabilitas BPR Hikmah Wakilah dan (3) pembiayaan musyarakah berpengaruh positif terhadap profitabilitas BPR Hikmah Wakilah.

 

Kata kunci: Pembiayaan Murabahah, Pembiayaan Musyarakah, Profitabilitas

 

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Published

2019-04-08

Issue

Vol. 5 No. 1 (2019): April 2019

Section

Articles

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